2-bed apartment for sale
Newbury, West Berkshire
121.709 €
Listed May 3, 2025
About this listing
Shared Ownership This superb modern home is available to buy from as little as £104,000 with a 40% share! A spacious and well-located two-bedroom ground floor flat in Newbury with easy access to an array of amenities and the motorway network. Built in 2019, the flat offers modern features and excellent natural light. Accommodation comprises an entrance hall with ample storage, two well proportioned bedrooms, a modern bathroom and a bright and spacious reception room and fully fitted kitchen. There is the balance of a long lease and two allocated parking spaces. Newbury offers a blend of historic charm and modern conveniences, making it an attractive location for both residents and commuters. There is a variety of shopping options across the town and many options for dining, drinking and social activities including Newbury Racecourse and The Watermill Theatre: A picturesque venue converted from a 200-year-old mill, retaining original features like the waterwheel and wooden beams. Newbury is well-connected via the A34 and M4, facilitating easy access to London, Oxford, and other major towns. Newbury train station is operated by Great Western Railway, offering direct services to London Paddington, Reading, Oxford, and the West Country PRICING & AFFORDABILITY Full Market Value: £260,000 40% Share Price: £104,000 (rent £437.55 pcm)
Minimum 5% Mortgage Deposit (40% share): £5300
Approximate Service Charges: £89.54 pcm*
Lease: 119 years ELIGIBILITY Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee. To be eligible for shared ownership you would need to meet the following criteria: • Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain. *Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year. ** This home can also be purchased outright (100% of the value) which is £260,000 and a purchaser would not need to meet the eligibility criteria listed above.Show more
What's included
Parking
Key Stats
Key Stats
Bedrooms2
Bathrooms1
SubtypeStandard flat
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Listed on
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Estimated monthly payment
603 €/mo
Down payment10 % · 12.171 €
12.171 €109.538 € loan
Term
Total repayable180.794 €
Interest rate4.40 %
Representative estimate · Landomo is not a mortgage broker. · Rates updated April 2026